ORG ID,Country,Transaction Type,Customer Reference ,Transaction Reference ID,Transaction
Date,Value Date,Receiving Party Name,Receiving Party AccountNo ,Amount Transaction Currency,Transaction
Amount,Sender Party Name ,Sender Party Account Number ,sender Bank Id ,Sender Payment Details,Additional
Info
Field
Field Description
Max Length
ID
Sub ID
Length
Value
Payload Format Indicator
Fixed
02
00
Point of Initiation Method
Fixed
02
01
PayNow Payload (Starts with 26)
26 is the tag for PayNow Payload
XX is the length of concatenating all characters in tag 26, following by the full string of concantenation of
the subtags
99
26
Globally Unique Identifier
00 is the subtag
09 is the length of the value for this tag
SG.PAYNOW is fixed
09
26
00
Proxy Type
01 is the subtag
01 is the length of the value for this tag
0 is the Proxy type for Mobile
2 is the Proxy Type for UEN
01
26
01
Proxy Value
02 is the subtag
XX is the length of the value for this tag
16
26
02
Editable Transaction amount indicator
03 is the subtag
01 is the length of the value for this tag
0 means transaction amount in tag 54 cannot be edited after customer scanned the QR image
1 means the amount can be edited
01
26
03
QR Expiry Date & Time
04 is the subtag
08 or 14 is the length of the value for this tag
20201231 (YYYYMMDD) expiry date or 20201231123456 (YYYYMMDDHHMMSS) expiry datetime
08
26
04
Merchant Category Code
52 is the tag for Merchant Category Code (MCC)
04 is the length of the value for this tag
0000 can be used for PayNow QR.
04
52
Transaction Currency
53 is the tag for Transaction Currency
03 is the length of the value for this tag
702 is the code for SGD (PayNow only accepts SGD)
03
53
Transaction Amount
54 is the tag for Transaction Amount
06 is the length of the value for this tag
378.12 is the amount in cents (i.e. $378.12)
13
54
Country Code
58 is the tag for Country Code
02 is the length of the value for this tag
SG is the country code for Singapore
02
58
Merchant Name
59 is the tag for Merchant Name
11 is the length of the value for this tag
ABC PTE LTD is the merchant name
16
59
Merchant City
60 is the tag for Merchant City
09 is the length of the value for this tag
SINGAPORE is the city
09
60
Additional Data Field Template
6229 is the tag for Additional Data (any other references that is
important for recon)
XX is the length of concatenating all characters in tag 62, following by the full string of concantenation of
the subtags
29
62
Bill Number
01 is the subtag
08 is the length of the value for this tag
25
62
01
CRC
63 is the tag for Checksum
04 is the length of the value for this tag
XXXX is the computed checksum from http://www.zorc.breitbandkatze.de/crc.html